PayRam Expands Multi-Chain Stablecoin Payments with Polygon Network Integration
NEW YORK CITY, NY – 10/02/2026 – (SeaPRwire) – As demand grows for payment systems that give merchants greater control over funds and data, PayRam has expanded its multi-chain payment infrastructure with the addition of support for the Polygon network. The update enhances PayRam’s position as a self-hosted, non-custodial payment gateway designed for businesses seeking alternatives to traditional and centralized payment service providers.
With Polygon now supported, PayRam enables crypto payment processing across Ethereum, Base, Polygon, Tron, and Bitcoin, with additional integrations for Solana and TON on the roadmap. Merchants can accept Bitcoin, USDT, USDC, and other widely used digital assets through a single, self-managed dashboard, operating entirely without custodians or centralized intermediaries.
The expansion addresses ongoing challenges faced by merchants using legacy payment processors, including delayed settlements, account restrictions, limited transparency, and high cross-border fees. While many crypto gateways claim decentralization, they often retain centralized controls. PayRam takes a different approach by allowing businesses to deploy and operate their own payment infrastructure, retaining full self-custody and operational independence.
PayRam’s architecture is designed to be self-hosted and permanent by default. The system runs exclusively on merchant-controlled servers and databases, with no third party holding balances, aggregating transaction data, or maintaining the ability to freeze accounts. A proprietary smart contract framework enables the creation of unlimited unique deposit addresses, simplifying reconciliation while improving transaction-level visibility.
Security is further reinforced through a keyless design. No private keys or seed phrases are stored on merchant servers, and automated smart contract sweeps transfer funds to merchant-controlled cold storage. This structure minimizes hot wallet exposure and reduces risk, even in the event of server compromise.
Beyond payment acceptance, PayRam combines payments, payouts, and growth tools into a single stack. Merchants can settle transactions in real time, issue instant global payouts to freelancers and partners, and manage referral programs and campaign incentives from one interface. The platform operates without merchant-level KYC requirements, leaving compliance decisions in the hands of businesses themselves.
The addition of Polygon strengthens PayRam’s ability to support high-volume, low-fee stablecoin transactions. Polygon’s predictable finality and low transaction costs make it well suited for payment use cases, complementing PayRam’s existing network support.
Since its launch, PayRam has processed more than $100 million in on-chain transaction volume across a diverse global merchant base. Users across Europe, Asia, Latin America, and emerging markets have adopted the platform as long-term payment infrastructure after encountering limitations with centralized providers. Adoption spans industries including e-commerce, SaaS, digital services, iGaming, and cross-border contractor networks.
By operating as fully self-hosted infrastructure, PayRam ensures that customer and transaction data remain within the merchant’s own environment. There is no centralized data repository or monetization of payment activity, preserving privacy and data sovereignty by design.
source https://newsroom.seaprwire.com/technologies/payram-expands-multi-chain-stablecoin-payments-with-polygon-network-integration/