Latin American Credit Hits the Token Pipe – EX.IO and Oria Just Opened the Valve
By: Logan Pierce – SeaPRwire – Most emerging-market credit stays locked behind local banks and opaque funds. EX.IO Group and Oria just announced a way to turn that credit into tokens that can travel. The deal is dated 18 September 2026 out of Mexico City. It targets Latin American consumer-finance assets. The claim is simple. Tokenise the paper. Route it through a licensed Hong Kong platform. Let eligible investors outside the region buy in. That is the entire pitch. Official numbers are public. The International Finance Corporation puts the MSME financing gap in emerging markets at USD 5.7 trillion. Private-credit yields there sit 150 to 300 basis points above developed-market levels. Latin American high-yield corporates show net debt-to-EBITDA around 2.8 times and interest coverage of 5.4 times. The US high-yield book sits near 5.5 times leverage and 4.5 times coverage. Oria brings the asset side. Its consumer-finance engine has a decade of origination, pricing and ris...